Deposit Rates

Rates current as of  September 1, 2014

SAVINGS ACCOUNTS
Product APY
Savings Account (Minimum $5 to open.)
0.05%
Holiday Account
0.05%
Personalized Share Account
0.05%
Health Savings Account
$0-$9,999.99
0.10%
$10,000-$24,999.99
0.15%
$25,000-$49,999.99
0.20%
$50,000-$99,999.99
0.30%
$100,000 or more
0.50%
 
CHECKING ACCOUNTS
Product APY
Basic Checking (Minimum $50 to open.)
0.00%
Student Checking (Minimum $50 to open.)
0.00%
eChecking (Minimum $50 to open.)
0.00%
Free Checking (Minimum $50 to open.)
0.00%
Free Style Checking (Minimum $50 to open.)
0.00%
Interest Checking
(Minimum $500 deposit to open. Minimum $500 balance to avoid monthly service fee.)
$500-$9,999.99
0.05%
$10,000-$24,999.99
0.10%
$25,000 or more
0.15%
 
MONEY MARKET ACCOUNTS
Product APY
Money Market
(Minimum $1,000 deposit to open. Minimum $1,000 balance to avoid monthly service fee.)
$1,000 or more
0.10%
Money Market Plus
(Minimum $10,000 deposit to open. Minimum $10,000 balance to avoid monthly service fee.)
$10,000-$24,999.99
0.15%
$25,000-$49,999.99
0.20%
$50,000-$99,999.99
0.30%
$100,000 or more
0.40%
 
CERTIFICATES OF DEPOSIT (CDs)^
Product APY
6 Month CD (Minimum $1,000 to open.)
0.20%
12 Month CD (Minimum $1,000 to open.)
0.50%
18 Month CD (Minimum $1,000 to open.)
0.55%
24 Month CD (Minimum $1,000 to open.)
0.70%
36 Month CD (Minimum $1,000 to open.)
0.95%
48 Month CD (Minimum $1,000 to open.)
1.25%
60 Month CD (Minimum $1,000 to open.)
1.50%
12 Month Risk Free CD
(Minimum $1,000 to open. Minimum $1,000 balance to earn interest.)
0.35%
24 Month Risk Free CD
(Minimum $1,000 to open. Minimum $1,000 balance to earn interest.)
0.50%
Classic (Secured) Credit Card CD* 0.50%
 
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)^
Product APY
Quarterly IRA
0.15%
12 Month IRA CD (Minimum $2,500 to open.)
0.50%
18 Month IRA CD (Minimum $2,500 to open.)
0.55%
24 Month IRA CD (Minimum $2,500 to open.)
0.70%
30 Month IRA CD (Minimum $2,500 to open.)
0.80%
36 Month IRA CD (Minimum $2,500 to open.)
0.95%
60 Month IRA CD (Minimum $2,500 to open.)
1.50%
 
BUSINESS ACCOUNTS
Product APY
Business Share
(Minimum $5 to open and maintain.)
0.05%
Business Money Market
(Minimum $1,000 deposit to open. Minimum $1,000 balance to avoid monthly service fee.)
$1,000-$9,999.99
0.15%
$10,000-$24,999.99
0.15%
$25,000-$49,999.99
0.20%
$50,000-$99,999.99
0.30%
$100,000 or more
0.40%
Basic Business Checking (Minimum $100 to open.)
0.00%
Premier Business Checking
(Minimum $100 deposit to open. Minimum $3,000 to avoid monthly service fee.)
0.05%
 
Annual Percentage Yields (APY) are subject to change at any time.
Penalties and fees may apply to savings and checking accounts. See disclosure for details.
^Early Withdrawal penalties apply to CDs and IRAs. See disclosure for details.
*See MasterCard® Classic Card Agreement and Security Agreement for additional terms.