Loan Rates
HIGHER SAVINGS RATES, LOWER LOAN RATES
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Last
Updated: January 1, 2009
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Vehicle Loans
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| Car, Truck, SUV, Motorcycle |
2007-2009 |
Up to 72 months |
5.74%-16.74% |
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2002-2006 |
Up to 60 months |
5.74%-16.74% |
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1999-2001 |
Up to 48 months |
5.74%-16.74% |
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| RV, Boat & Other Watercraft, ATV |
2007-2009 |
Up to 60 months |
6.24%-17.24% |
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*Rates shown are for terms of 60 months and less. Longer terms may be available.
61-72 Months = Add .50% 73-84 Months = Add 2.00%
**Annual Percentage Rates (APR) will vary and are subject to change at any time. The rate charged to you will depend on your overall credit history.
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Personal Loans
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| Personal (Signature) Loan |
60 months or less |
9.49%-17.49% |
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**Annual Percentage Rates (APR) will vary and are subject to change at any time. The rate charged to you will depend on your overall credit history.
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Overdraft Line of Credit
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| Overdraft Line of Credit |
Minimum monthly payment of 3% of balance or $30, whichever is greater. |
18.00% |
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**Annual Percentage Rates (APR) will vary and are subject to change at any time. The rate charged to you will depend on your overall credit history.
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Share & CD Secured Loans
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| Share Secured Loan |
Share Rate + 3.00% |
3.50% |
| CD Secured Loan |
CD Rate + 2.00% |
View rates |
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**Annual Percentage Rates (APR) will vary and are subject to change at any time.
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Please call our Mortgage Rate Line for current rates.
(303) 639-2230 or (800) 437-7328 ext. 2230
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Second Mortgage Loans
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| 7 Year* |
6.00%-13.00% |
| 10 Year* |
6.00%-13.25% |
| 10 Year Balloon/30 Year Amortized* |
6.00%-13.50% |
| 15 Year* |
6.00%-13.75% |
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*Up to 90% LTV available. Minimum loan amount is $10,000.00.
**Annual Percentage Rates (APR) will vary and are subject to change at any time. The rate charged to you will depend on your overall credit history.
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Home Equity Lines of Credit (HELOCs)
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| Interest Only* |
6.00%-8.50%*** |
| 1% of Balance* |
6.00%-8.50%*** |
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*Up to 90% LTV available. 5 year draw period with Fixed Rate Promo. 10 year Amortization on Balance. Minimum credit line is $10,000.00.
**All products are subject to credit and property approval. Rates and terms are subject to change without notice. Certain restrictions and limitations may apply. Closing costs average $300, not including appraisal fee. Home equity loans must be secured by your owner-occupied residence with a minimum loan amount of $10,000. Property insurance is required. The rate is indexed to prime plus or minus a predetermined margin and is subject to change quarterly. The maximum rate of interest is 18.00% APR. The floor interest rate is 6.00% APR. (APR= Annual Percentage Rate)
***Variable Periodic Rate
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