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Savings & Investments Rates
  BETTER RATES AND FEWER FEES

Last Updated: November 1,  2008

Rates are subject to change

Savings and Checking Accounts
APY
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 SAVINGS 0.50% Click here to open a Savings Account online now!
 HOLIDAY SAVINGS 0.50%
 PERSONALIZED SAVINGS 0.50%
 HEALTH SAVINGS ACCOUNT (HSA) Click here to open an HSA online now!
    $0-$9,999.99 0.50%
    $10,000-$24,999.99 0.75%
    $25,000-$49,999.99 1.25%
    $50,000-$99,999.99 1.50%
    $100,000 or more 1.75%
 BASIC CHECKING 0.00% Click here to open a Checking Account online now!
 TEEN CHECKING 0.00%
 eCHECKING 0.00%
 FREE CHECKING 0.00%
 FREE STYLE CHECKING 0.00%
 INTEREST CHECKING
    $500-$9,999.99 0.15%
    $10,000-$24,999.99 0.25%
    $25,000 or more 0.50%
 INSURED MONEY MARKET (min $1,000) 1.250% Click here to open a Money Market Account online now!
 MONEY MARKET PLUS
    $10,000-$24,999.99 1.75%
    $25,000-$49,999.99 2.25%
    $50,000-$99,999.99 2.50%
    $100,000 or more 2.75%
 BUSINESS SAVINGS 0.50% Click here to open a Business Account online now!
 FREE BUSINESS CHECKING 0.00%
 PREMIER BUSINESS CHECKING
(min. $3,000)
0.15%
 BUSINESS MONEY MARKET
    $1,000-$9,999.99 0.75%
    $10,000-$24,999.99 1.25%
    $25,000-$49,999.99 1.75%
    $50,000-$99,999.99 2.00%
    $100,000 or more 2.25%
Penalties and fees may apply to share and checking accounts. See disclosure for details.
Certificates of Deposit
APY
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 6 MONTH CERTIFICATE (min $1,000) 2.90% Click here to open a CD online now!
 12 MONTH CERTIFICATE (min $1,000) 3.00%
 FLEXI CD (min to open $5,000, min to maintain $1,000)
    Term 18-30 months, add or withdrawal 1 time, bump 1 time 2.65%
    Term 31-48 months, add or withdrawal 2 times, bump 1 time 2.90%
 18 MONTH CERTIFICATE (min $1,000) 3.50%
 24 MONTH AUTO ADD (min $500, add min $50 per month) 2.70%
 24 MONTH CERTIFICATE (min $1,000) 3.25%
 36 MONTH CERTIFICATE (min $1,000) 3.50%
 48 MONTH CERTIFICATE (min $1,000) 3.75%
 60 MONTH "HIGH FIVE" (min $1,000) 4.05%
 6 MONTH JUMBO CERTIFICATE (min $100,000) 3.05%
 12 MONTH JUMBO CERTIFICATE (min $100,000) 3.15%
 24 MONTH JUMBO CERTIFICATE (min $100,000) 3.40%
 36 MONTH JUMBO CERTIFICATE (min $100,000) 3.65%
 48 MONTH JUMBO CERTIFICATE (min $100,000) 3.90%
EARLY WITHDRAWAL PENALTIES
Terms of 6-18 months 90 days interest. Terms of 19-60 months 180 days interest.
IRAs
APY
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 QUARTERLY IRA 1.75% Click here to open an IRA today!
 12 MONTH IRA CERTIFICATE (min $2,500) 2.75%
 18 MONTH IRA CERTIFICATE (min $2,500) 2.90%
 24 MONTH IRA CERTIFICATE (min $2,500) 3.00%
 30 MONTH IRA CERTIFICATE (min $2,500) 3.10%
 36 MONTH IRA CERTIFICATE (min $2,500) 3.25%
 60 MONTH IRA CERTIFICATE (min $2,500) 3.80%
  60 MONTH HIGH YIELD IRA CERTIFICATE
  (min $10,000)
    $10,000 - $99,999.99 4.50%
    $100,000+ 4.75%
 Flexi IRA CD (min to open $2,500)  
    Term 18-30 months, add 2 times, bump 1 time 2.45%
Shares on deposit with PSCU are federally insured by NCUA up to $250,000
 

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