Effective November 29, 2007 Fees are Subject to Change
Credit Union Membership
Membership Share	$5.00
Savings Account Fees
Holiday Club Account - Withdrawal Fee	$15.00/Withdrawal if made before November 1st
IRA Quarterly Share Account - Closure Fee	$50.00 if closed within six (6) months of opening
Money Market Plus Account - NSF Fee	$25.00/Item
Money Market Plus Account - Stop Payment Fee	$25.00/Item
IMMA/Money Market Plus Account - Below Minimum Balance Fee	$10.00/Month
Checking Account Fees
NSF Fee (includes returned loan payments)	$25.00/Item
NSF or returned ACH Fee (includes returned loan payments)	$25.00/Item
Courtesy Clear Fee	$25.00/Item
Stop Payment Check/Bill Payment Check Fee	$25.00/Request
Stop Payment Fee using on-line www.pscu.org	$15.00/Request
Stop Payment on ACH (including Bill Pay)	$25.00/Request
Copy of Check Fee	$5.00/Item
Copy of Check Fee using on-line www.pscu.org	FREE
Transfer Fee	$2.00/Transfer after the first three (3) transfers per month for overdraft protection from savings accounts
Check Printing Fee	Prices may vary depending upon style
Temporary Check Fee	$4.00 for eight (8) checks (New accounts excluded)
Monthly Service Fee
College Checking	$3.00/Month if balance < $2,500.00
	College e-Checking 5 FREE combined/Branch, Call Center & Shared Branch Transactions per month; $2.00 ea. thereafter
Classic Interest Checking Account	$5.00/Month if balance < $500.00
Premium Interest Checking	$10.00/Month if balance < $25,000.00
Basic Checking	$5.00/Month
Other Service Fees (applicable to all accounts)
College Checking	$3.00/Month if balance < $2,500.00
	College e-Checking 5 FREE combined/Branch, Call Center & Shared Branch Transactions per month; $2.00 ea. thereafter
Classic Interest Checking Account	$5.00/Month if balance < $500.00
Premium Interest Checking	$10.00/Month if balance < $25,000.00
Basic Checking	$5.00/Month
Shared Branch/Service Center - Withdrawal Fee	7 FREE withdrawals or cash back transactions $2.00 each thereafter
Operator Assisted Calls	$1.00/Call* (Balance inquiries, histories & Intra-Account transfers)
Change Account Re-numbering Fee	$15.00
Federal Express	Price may vary depending on carrier
Account Reconciliation	$10.00/half-hour
Account Research	$10.00/half-hour
Statement Copy Fee	$1.00/Page; FREE using on-line www.pscu.org
Return Check To/From Same Member Fee	$25.00/Item
Deposited Return Item Fee	$9.00/Item
Items Sent For Collection	$10.00/Item
Foreign Items Sent for Collection	$25.00/Item
Incoming Collection Item Fee	$35.00/Item (charged to the financial institution)
Wire Transfer (Outgoing) Fee	$15.00/Transfer
Western Union Wire Fee	$18.00/Transfer
VIGO Wire Fee	Varies depending on destination
International Wire Transfer Fee (Outgoing)	$40.00/Transfer
Money Order	$2.00/Money Order
Travelers Check Fee	1% of amount purchased*
Travelers Checks for Two Fee	1% of amount purchased*
Garnishment/Levy Fee	$50.00
Inactive Account Fee	$5.00/Month, after one (1) year and account balance below $50.00
Closure of Account Within Six (6) Months of Opening Fee	$25.00
Check Cashing Fee	3% of check amount
ACH payment request (non-recurring)	$7.00/payment
Returned Mail Fee	$2.50/Item
Visa Gift Card Fee	$2.95 per card
Gift Checks Fee	$2.50 each*
Cashiers Check Fee	$3.00/Check for members/$5.00 for merchants
Coin Counting Fee	3 % of coin total
Bill Payment Fee	FREE w/Direct Deposit or $3.95/Month (Not offered to Basic or Student checking)
(College) Bill Payment Fee	FREE w/ e-Statement or $3.95/Month
College e-Checking - Bill Payment Fee	FREE
Notary Service (members)	FREE
Notary Service (non-members)	$5.00/Item
Taking Drive-up Canister	$75.00
* Fees are reduced for "Lifetime Rewards" members
Safe Deposit Box Fees
Annual Rental Size 3 x 5	$21.00*
Annual Rental Size 5 x 5	$30.00*
Annual Rental Size 3 x 10	$39.00*
Annual Rental Size 5 x 10	$54.00*
Annual Rental Size 10 x 10	$84.00*
Key Replacement Fee	$5.00/Key
Drilling of Boxes	$200.00
* Fees are reduced for "Lifetime Rewards" members
Visa® Check Card Services-Fees
Basic Checking Visa Check Card Annual Fee	$12.00/Card
College Checking Visa Check Card Annual Fee	FREE for the 1st year, $12.00/Card thereafter
Photocopies of VISA Items	$30.00/Copy
ATM Access Card Services-Fees
ATM Access Card Annual Fee	$12.00/Card
ATM Fees (Visa® Check Card or ATM Access Card)
Withdrawals at ATMs Owned by PSCU	FREE
Withdrawals at Foreign ATMs (not owned by PSCU)
Basic & Student Checking	$1.50 each withdrawal
College & e-College Checking	2 free per month**
Free Checking	5 free per month**
Classic & Premium Checking	10 free per month**
**1.50 each transaction thereafter
Withdrawals at CO-OP Network ATMs
Basic, Student, College & e-College Checking	5 free per month**
Free, Classic & Premium Checking	5 free per month without Direct Deposit (all free with Direct Deposit)**
**1.50 each transaction thereafter
ATM Deposits	FREE
Card Replacement Fee	$12.00/Card
PIN Replacement Fee	$3.50
ATM Deposit Correction Fee	$5.00
Empty ATM Deposit Envelope Fee	$30.00