Home

PSCU eServices
Home Banking       Bill Pay       FAQ

Loan Rates
  BETTER RATES AND FEWER FEES

Vehicles
Last Updated: May 1, 2008
Collateral Year Terms/Conditions APR* Apply Now!
CAR / MOTORCYCLE 2006-2008 Up to 72 months* 5.49% - 14.24% Click here to apply
2001-2005 Up to 60 months*
1998-2000 Up to 48 months
RVS, BOATS, WATERCRAFT, ATVS (NEW & USED)   Up to 60 months* 5.99% - 13.74%

*Rates shown are for terms of 60 months and less
Longer terms may be available
61-72 Months = Add 0.50%      73-84 Months = Add 1.00%

Personal Loans
Last Updated: May 1, 2008
  Terms/Conditions APR Apply Now!
SHARE SECURED Share Rate + 3.00% 3.50% Click here to apply
CD SECURED CD Rate + 2.00% Click here for CD Rates
SIGNATURE LOANS 60 months or less 9.49%-17.49%
OVERDRAFT LINE OF CREDIT Minimum monthly payment of 3% of balance or $30, whichever is greater 18.00%
First Mortgage Loans
Last Updated: Jun 30, 2008
Mortgage Terms Rate Origination Fee APR* Apply Now!
30 YEAR FIXED6.625%1.00%6.791%Click here to apply
30 YEAR FIXED6.875%0.00%6.947%
15 YEAR FIXED5.750%1.00%6.010%
15 YEAR FIXED6.000%0.00%6.108%
10 YEAR FIXED5.500%1.00%5.865%
10 YEAR FIXED5.875%0.00%6.027%
40 YEAR FIXED6.875%1.00%7.021%
40 YEAR FIXED7.125%0.00%7.189%
7 YEAR BALLOON6.000%1.00%6.157%
7 YEAR BALLOON6.375%0.00%6.443%
5/1 ARM5.875%1.00%6.031%
5/1 ARM6.375%0.00%6.443%
JUMBO LOANS**
30 Year7.125%0.75%7.247%
15 Year6.250%0.75%6.436%
Program requirements and Rates are subject to change without notice and depend in part on your unique credit history and transaction characteristics. Other restrictions may apply.

*The displayed annual percentage rates (APRs) include total points and prepaid finance charges based on a loan to value of less than 80%. Your APR will be higher if the loan to value exceeds 80%. On adjustable-rate mortgage loans, rates are subject to increase over the life of the loan.

Contact a Mortgage Consultant at (303)639-2491 for detailed rate, fee and APR information based on your specific loan scenario.

**Based on $500,000 loan amount and 75% Loan to Value or less

Second Mortgage Loans
Last Updated: May 1, 2008
  Terms/Conditions APR Apply Now!
7 YEAR Up to 100% LTV

Minimum loan amount is $10,000.00

5.00% - 12.00% Click here to apply
10 YEAR 5.25% - 12.25%
10 YEAR BALLOON / 30 YEAR AMORTIZED 5.50% - 12.50%
15 YEAR 5.75% - 12.75%
Home Equity Lines of Credit (HELOCs)
Last Updated: May 1, 2008
Product Terms/Conditions APR Apply Now!
"INTEREST ONLY" Up to 100% LTV available
5 year draw period with Fixed Rate Promo
10 year Amortization on Balance
Minimum credit line is $10,000.00

As low as PRIME MINUS 0.5%

4.50%-11.50%

Click here to apply
"1% OF BALANCE"

Annual Percentage Rates will vary.
The rate charged to you will depend on your overall credit history.

back to top


















 

 

 

 

return to top of page | privacy policy | contact us
Copyright ©2002 Public Service Credit Union