Debit MasterCard Benefits

New Debit MasterCard Benefits

There are additional benefits that the new MasterCard Debit Card will provide you that your Visa card did not, including:

In the event that your card is used to make unauthorized purchases – whether made in a store, by phone, or online – you won’t be held liable.*

  • Extended Warranty**

Most manufacturer warranties are doubled for up to one additional year.

  • Satisfaction Guarantee**

If you become dissatisfied with a product you purchase using your card within 60 days of purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.

  • Price Protection**

If there is a lower price advertised on a recent purchase, you’re covered! Most purchases you make with your card are covered for 60 days to receive the difference between the price you paid and a lower price advertised.

Provides you with 24-hour assistance with lost and stolen card  reporting, emergency card replacement, and emergency cash  advance.

  • Identity Theft Resolution Services with Wallet Protection

Assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.

  • MasterCard Airport Concierge**

MasterCard Airport Concierge, an exceptional convenience, helps relieve some of the stress associated with air travel. As a MasterCard cardholder, you can arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival, or connecting flights. There are also certain airports where you can be expedited through the security and/or immigration process.

  • Fuel Rewards Network Program**

PSCU is now participating in the Fuel Rewards Network. Members save on Shell fuel by using their Fuel Rewards Network enrolled MasterCard at participating retailers, online merchants, restaurants, grocery stores, and in bonus merchant categories.  When the card is enrolled you will automatically save $.03 per gallon every time you fill-up! Members then have additional opportunities to earn more Fuel Rewards savings at participating merchants. Visit or call (888) 603-0473 to learn more.

Benefits just for Businesses

  • Purchase Assurance®

You’re covered for most items you purchase with an eligible card if they are damaged or stolen within 90 days of the date of purchase.

  • MasterCoverage

Employee liability protection program that protects companies and financial institutions from employee misuse of charge privileges for eligible MasterCard Commercial cards.

  • MasterRental®

Insurance pays for covered damages (physical damage and theft) to a rental vehicle when you use your card to initiate and pay for the entire rental transaction.

  • MasterAssist® Travel Assist

When you’re traveling 50 miles or more from home, you can rely on a host of travel related assistance services including medical and legal referrals that can help you in emergency situations, or if you do not speak the local language.

  • VAT Reclaim Service

U.S. Companies are entitled to recover the Value Added Taxes (VAT) expenses that your company employees incur on foreign business travel. The VAT paid on hotel accommodations, employee meals, conferences, exhibitions, trade shows, car hire, and similar business travel expenses are recoverable in most European countries.


*Zero Liability does not apply to MasterCard cards: (i) issued for commercial, business or agricultural purposes, except for MasterCard commercial cards used for small businesses as listed on (ii) if a PIN for a debit transaction is used for the unauthorized purchase. Visit for details.

**Does not apply to the HSA Debit MasterCard