Mortgages and HELOCs
 Personal > Loans > Home Loans

 

 

FIRST MORTGAGES

If you're ready to buy or refinance a home, PSCU is ready to help! Whether you're buying your first home or refinancing a mortgage, we understand the process can be confusing and intimidating. We're here for you, to help you through each step of the process, from start to finish. Come see us and we'll help you get the term and rate that's right for you.

For current rates, click here or call our Mortgage Rate Line at (303) 639-2230, (970) 416-5000 ext. 2230, or (800) 437-7328 ext. 2230

We offer several convenient options to apply for a first mortgage loan.  To get started with an application, click here or call our Mortgage Department at (303) 691-2345, (970) 416-5000, or (800) 437-7328.

 

All application requests are subject to credit approval.
 

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SECOND MORTGAGES

Apply Today!

Take advantage of great rates and terms when you finance your owner-occupied home with a PSCU Second Mortgage.   

 

All application requests are subject to credit approval.

 

 

 

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HOME EQUITY LINES OF CREDIT (HELOCs)

Apply Today!

Use the equity in your home to make home improvements, take your dream vacation, pay for college tuition, build an emergency fund or tackle your outstanding debt.

HELOC benefits:

  • Borrow up to 95% of the equity in your home.
  • Pay off both interest and principal each month.  Your low minimum monthly payment will be 1% of the outstanding balance.
  • No prepayment penalty.
  • Access your funds with unlimited check writing.
  • Transfer funds to your checking or savings accounts using My eBanking or CHAT telephone account access.
  • Tax deductible interest.**
 
 
*All products are subject to credit and property approval.  Rates and terms are subject to change without notice.  Certain restrictions and limitations may apply.  Closing costs average $300, not including appraisal fee.  Home equity loans must be secured by your owner-occupied residence with a minimum loan amount of $10,000.  Property insurance is required.  The rate is indexed to prime plus or minus a predetermined margin and is subject to change quarterly.  The maximum rate of interest is 18.00% APR. The floor interest rate is 3.64% APR. (APR = Annual Percentage Rate).  All application requests are subject to credit approval. 

**For specific tax advice, please consult a qualified tax professional.