If you're ready to buy or refinance a home, PSCU is ready to help! Whether you're buying your first home or refinancing a mortgage, we understand the process can be confusing and intimidating. We're here for you, to help you through each step of the process, from start to finish. Come see us and we'll help you get the term and rate that's right for you.
For current rates, click here or call our Mortgage Rate Line at (303) 639-2230, (970) 416-5000 ext. 2230, or (800) 437-7328 ext. 2230
We offer several convenient options to apply for a first mortgage loan. To get started with an application, click here or call our Mortgage Department at (303) 691-2345, (970) 416-5000, or (800) 437-7328.
All application requests are subject to credit approval.
Take advantage of great rates and terms when you finance your owner-occupied home with a PSCU Second Mortgage.
Use the equity in your home to make home improvements, take your dream vacation, pay for college tuition, build an emergency fund or tackle your outstanding debt.
- Borrow up to 95% of the equity in your home.
- Pay off both interest and principal each month. Your low minimum monthly payment will be 1% of the outstanding balance.
- Term is 15 years, consisting of a 5-year advance (draw period) and a 10-year amortized repayment period.
- No prepayment penalty.
- Access your funds with unlimited check writing.
- Transfer funds to your checking or savings accounts using My eBanking or CHAT telephone account access.
- Tax deductible interest**.
**For specific tax advice, please consult a qualified tax professional.