Certificates of Deposit (CDs)

With a wide range of terms and competitive interest rates, CDs are safe and convenient, and earn a higher interest rate than a basic savings account.



Our CD rates are climbing!  Come explore our 1.4ers and 1.5ers.

1.40% APY*

15-Month CD

1.50% APY*

22-Month IRA CD

We have a variety of options for you to conveniently transfer over your funds:

Let us help you elevate your rate today!

To open your CD or IRA, please stop by one of our conveniently located branches or call our Communication Center at (303) 691-2345, (970) 416-5000 or
(800) 437-7328.  You can also send us a secure message after logging in to My eBanking.


*Annual Percentage Rate (APY). All rates are subject to change, without notice, at any time prior to the issuance of the certificate.  After the point of issuance, dividend rates and APY are fixed.  All deposits are insured up to $250,000 by the NCUA.  Early withdrawal penalties apply. The minimum opening balance to earn the advertised APY is $1,000.  Upon maturity, the 15-Month Certificate will convert to a 12-Month Certificate and the 22-Month Certificate will convert to a 24-Month Certificate.

Accounts at your credit union are insured up to $250,000 by the NCUA, a federal agency of the United States Government.  In the long history of the credit union industry, not one penny of insured savings has ever been lost by a member of a federally insured credit union. Click here for more information.