Health Savings Account (HSA)

If you have a High Deductible Health Plan (HDHP), sign up for a PSCU Health Savings Account (HSA) to start saving for future health expenses and take advantage of the tax benefits* that come with it!

With an HSA, you have more flexibility and control over your health care costs.  Your contributions are tax-deductible, and are held in an interest-bearing savings account with no fees and no minimum balance.  When qualified medical expenses** come up, paying for them is simple using our convenient HSA Debit MasterCard®.  Unlike a Flexible Spending Account (FSA), your money remains in your account year to year, so you never have to “use it or lose it,” and your account stays with you, even if you change employers.

To open an HSA, or to learn more about benefits and eligibility, please call us or visit a PSCU branch.


*For specific tax advice, please consult a qualified tax professional.

**Please consult your health plan administrator for specific information about qualified medical expenses.


Accounts at your credit union are insured up to $250,000 by the NCUA, a federal agency of the United States Government.  In the long history of the credit union industry, not one penny of insured savings has ever been lost by a member of a federally insured credit union.  Click here for more information.