Reverse Tier Savings Account

With our Reverse Tier Savings Account, you make your savings work harder for you, so you don’t have to work as hard to save.

Earn 3.25% Annual Percentage Yield (APY) on the first $2,000 you deposit in a new Reverse Tier Savings Account.

  • Our Reverse tiered savings rates enable you to earn more on the first $2,000 deposited.
  • No minimum balance required.
  • First $5,000 deposited must be funds not currently on deposit at PSCU.
  • For full details view our Rate and Fee Disclosures on our Disclosures webpage.

Also, check out our handy chart and calculator below to find out your earning potential for any amount you deposit.

Our new Reverse Tier Savings Account Helps You Afford Life.


 $0 – $2,000** 3.25% 3.20%
 $2,000.01 – $5,000** 3.25% – 2.20% 1.49%
 $5,000.01 – $10,000 2.20% – 1.48% 0.75%
 $10,000.01 – $50,000 1.48% – 0.61% 0.40%
 $50,000.01 + 0.61% – 0.30% 0.30%
**First $5,000 deposited must be new funds. New funds are funds not on deposit at PSCU at the time the account is opened. 
See Full Disclosures for more information.*

The calculator on this page is for illustrative purposes only and does not reflect the actual results of any specific deposit amount. Interest rate and APY are subject to change. Fees could reduce earnings. Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Blended APY shown assumes the amount entered is held in the account for one year. Withdrawing funds before one year will result in a different realized rate. No minimum deposit required to open an account.