Small Business Loans, Lines of Credit and Credit Card
Small Business > Small Business Loans



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PSCU offers a variety of loans to help you finance the tools you need to make your business grow.  In addition to traditional lending solutions, PSCU is approved by the U.S. Small Business Administration (SBA) to offer SBA loans.  A PSCU representative can help you determine which loan is right for your business’ needs.

Secured and unsecured loans from $25,000 to $250,000 are available to help finance major business renovations, short-term working capital, business acquisitions and more.

Government-guaranteed SBA loans, including 7(a), Express, Patriot Express and CXP loans, are also available.

PSCU business loans are available for businesses that have been operating for at least two years.

Equipment loans of up to $500,000 are available to finance major equipment purchases.

PSCU commercial real estate loans are available up to $10 million. SBA 504 loans are available up to $5 million.




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A line of credit is a cost-efficient, convenient way to finance your business’ operating expenses. Secured lines of credit up to $500,000 and unsecured lines of credit up to $25,000 are available.







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Switch to a PSCU credit card and benefit from lower rates and fees, and enjoy exceptional service and convenience. The PSCU Business MasterCard is tailored for the needs of small business owners.


Plus, the Business MasterCard features the following benefits:

  • MasterCard SecureCode protection for online shopping
  • View your transactions and balance 24/7 in My eBanking
  • Set up automatic electronic payments, transfer funds from another PSCU account through My eBanking, or pay in person at any PSCU branch or CU Service Center location.

Effective April 1, 2014, the benefits that come at no charge with your Public Service Credit Union (PSCU)  Business MasterCard® credit card will include:

  • MasterAssist Services
    • MasterTrip Assistance
    • Travel Services Medical Assistance
    • MasterLegal Referral Service
    • Master RoadAssist
  • Value Added Taxes (VAT) Reclaim Service
  • MasterRental Insurance Coverage
  • Purchase Assurance Coverage
  • Extended Warranty Coverage

Go to for a full description of these benefits and how to use them.  To request a printed guide-to-benefits, call (800) MC ASSIST.

*Certain terms, conditions and exclusions apply.  Contact the MasterCard Assistance Center at (800) MC ASSIST (800-622-7747) for complete coverage terms and conditions.