Personal > Accounts > Checking Accounts > Visa® Check Card
The PSCU Visa® Check Card looks like a credit card but acts like a check. When you use your Visa Check Card, the purchase amount is deducted from your PSCU checking account.
Visa® Check Card benefits:
- Safer and more convenient than writing checks or carrying cash.
- Works at millions of places that accept Visa debit cards
- No bills and no interest! Your purchase amount is taken out of your checking account at the time of purchase.
- Detailed, monthly statements help you keep track of all of your transactions.
- 24/7 ATM access. (Look for the CO-OP Network logo to avoid surcharge fees.)
- Cash back for qualified purchases with Rainbow Rewards.
You can obtain a Visa Check Card for your personal account instantly at the following branches:
What You Should Know About Your Visa Check Card
Often when making a purchase with your Visa Check Card, you will be given the choice of a Credit or Debit transaction. While either option works, by selecting the Credit option and signing for the purchase as you would with a credit card, you increase the likelihood of preserving your right to challenge, and possibly receive a credit ("charge-back").
No matter where you're shopping, you can feel confident using your Visa. With Visa's Zero Liability®, you're protected against unauthorized use, so you won't have to pay for fraudulent purchases you don't make. Click here for more information.
Visa Check Card Safety Tips
To protect yourself and your card, and to avoid unauthorized use, remember these safety tips:
- Sign your card immediately upon receipt.
- Destroy your old card when it expires or when your new card becomes effective.
- Memorize your PIN. Do NOT write it on the back of your card or keep it with you.
- Never give your PIN to another person.
- Remember to take your receipt after using an ATM.
- Always obtain merchant receipts for transactions and destroy carbons if used.
- When conducting a transaction over the telephone or Internet, you may be asked to provide the three-digit card security code embossed on the back signature panel of your card. Never give this number if it is requested by email or phone if you did not initiate the transaction; this may be a scam. Click here for more information on phone and internet scams.
Always report a missing card as soon as you realize it is not in your possession, even if you are not sure if it was lost or stolen. Click here to contact us.